Refinancing your mortgage can have 大的好处
We know your financial picture can change over time, 你第一次买房时收到的贷款可能需要改变,以更好地与你目前的计划和财务状况保持一致. Whether you want to reduce your loan term, 降低你的利率, or access equity from your home, refinancing can be a smart way to help you meet your goals.
When you refinance, you replace your current mortgage with a new loan. 你的新抵押贷款将有不同的利率(可调或固定利率选项), 每月的付款, 和 overall term (choose from 10,15, 20或30年). 你可能有几个原因想要再融资,但这里有一些最常见的:
- Reduce your rate or 每月的付款
- Save on interest over time
- Switch to a different loan term to meet short or long-term goals
- 更快还清贷款
- Take cash out from your home’s equity
If you’re considering a refinance we can help – 在线申请 to get started or connect with a 置业贷款顾问 讨论你的选择.